Several versions of this story have mentioned the interchange fee on cross-border transactions - which would not apply if Amazon did all its UK financial transactions within the UK instead of processing credit card transactions in Luxembourg, possibly for tax purposes but that's just a guess. That's why you can still use Visa bank debit cards with them, those transactions don't cross borders.
If I was a snarky cynic I might also point to Amazon's own-branded Mastercard credit card offering as a contributing factor, then reminisce about the pre-credit card days when you either bought goods with cash or cheque, and if you didn't have the readies available you had to accept whatever financing deal the seller was willing to give you.
Yup, it's potentially back to the 1950s with Amazon - exactly the decade where Nigel Farage and his hard line UKIPpers (now the Reform Party) would like us to still live.
Old, cranky, impoverished, lonely... and I have a few faults too.
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